FIFA 22 Career Mode: Best Loan Signings

Looking to avoid breaking the bank at the start of your Career Mode? We have the best loan-listed players to bring into your team in FIFA 22.


When finances are tight, making moves to bring in players on-loan can help bolster your squad, especially in the short-term.

Particularly in divisions below the top-flight, making the right loan signings can be the difference between earning promotion and battling in the bottom half of the table.


On this page, we’re running through where you can find loan-listed players as well as the best potential loanees to target in FIFA 22’s Career Mode.

Where can I find loan-listed players on FIFA 22?

Step 1: Go to the Transfer Tab

  • Head to the search players area.
    • You will find this between the automated scout players and transfer hub panels.

Step 2: Inside Search Players


  • Head to the transfer status panel and hit X (PS4) or A (Xbox).
  • Hit the left or right triggers until you find the ‘For Loan’ option.

Choosing FIFA 22 Career Mode’s best loan signings

When selecting a loan player in FIFA 22 Career Mode, the most important aspect is their overall rating. Unlike in our previous lists, where the potential overall rating is king, loan signings are generally a short-term solution.

Those who feature in this list have the best overall ratings at the start of Career Mode. The table at the bottom of the article features the best players on the loan listings from the start of FIFA 22.


Arnau Tenas (67 OVR, GK)

Team: FC Barcelona
Age: 20
Wage: £19,000 per week
Value: £2.5 million
Best Attributes: 69 GK Handling, 68 GK Kicking, 66 GK Positioning

From the start of a FIFA 22 Career Mode, Arnau Tenas is put up for loan, and thanks to his 67 overall rating, the Spanish goalie instantly becomes the best loan signing.

Still a very raw goalkeeping talent, Tenas’ 6’1’’ frame is compensated by his 65 diving, 64 reflexes, and 64 jumping ratings. However, his best work is catching the ball (69 handling) and distributing it (68 kicking).

Last season, Tenas made his way onto the bench for the Barcelona first-team on several occasions, but never made it onto the pitch. Regardless, he has plenty of time, and to start this season, he played as Spain’s under-21s first-choice goalie.

Beñat Prados (66 OVR, CM)

Team: Athletic Club Bilbao
Age: 20
Wage: £6,200 per week
Value: £2.2 million
Best Attributes: 75 Agility, 74 Balance, 73 Ball Control

While the young Barça goalie above has a better overall rating, as far as usability goes, it’s the 66-overall central midfielder Beñat Prados who might just be the best player to loan in FIFA 22.

Already a midfield dynamo, Prados’ 75 agility, 74 balance, 73 ball control, 72 shot power, and 71 composure are all very usable in the middle of the park.

Currently a part of the Spanish under-20s international team, the Pamplona-native is yet to get called up to the La Liga ranks of Athletic Bilbao, spending most of his time with the reserve team: Bilbao Athletic.

Alessandro Plizzari (66 OVR, GK)

Team: AC Milan
Age: 21
Wage: £5,600 per week
Value: £2.2 million
Best Attributes: 72 GK Reflexes, 68 GK Handling, 68 GK Diving

Boasting a 66 overall rating with a key attribute in the green zone already, Alessandro Plizzari is a decent young goalie to bring in on-loan.

The 21-year-old Italian may not be great when it comes to distribution (59 GK Kicking), but he more than makes up for that with his 72 reflexes, 68 handling, 68 diving, and 63 jumping.

Having only just produced and lost the next best thing in goalkeeping, Gianluigi Donnarumma, fans naturally look to AC Milan’s youth ranks for the next top prospect in net. Right now, Plizzari is the third-choice keeper for the Rossoneri, regularly featuring on the bench but being firmly behind Mike Maignan and Ciprian Tatarusanu.

Jan Olschowsky (64 OVR, GK)

Team: Borussia Mönchengladbach
Age: 19
Wage: £2,200 per week
Value: £1.6 million
Best Attributes: 78 Jumping, 66 GK Kicking, 65 GK Positioning

Continuing the trend of top-class teams putting their younger netminders up for loan in FIFA 22, Jan Olschowsky lands as the third-best goalie in terms of overall rating.

What’s good about the German goalie is that his £2,200 wages are very low, but he does offer a decent 64 overall rating, a massive 78 jumping, and a fair 65 diving.

Right now, Olschowsky is continuing to develop in Regionalliga West for Borussia Mönchengladbach II. In three starts this season, he kept two clean sheets, but conceded three against RW Oberhausen. Still, this shows improvements, as his overall record for the side, at the time of writing, was nine clean sheets in 49 games.

Folarin Balogun (64 OVR, ST)

Team: Arsenal
Age: 20
Wage: £14,500 per week
Value: £1.8 million
Best Attributes: 76 Acceleration, 72 Sprint Speed, 72 Agility

Many FIFA 22 managers looking to borrow some talent will be after a forward, and often, a super-sub: Folarin Balogun might just be that impact striker that you’re looking to get on-loan.

Balogun’s 64 overall and 5’10’’ frame doesn’t matter at all. What does matter is his deadly 76 acceleration, 72 sprint speed, 72 agility, 67 finishing, and 66 attack positioning. However, his wages are rather steep.

Unlike the players with higher overall ratings on this list, Folarin Balogun has played for his club’s first-team. In fact, by the time that he’d made nine appearances for Arsenal, the New York City-born striker had already netted twice and teed up another, and is now in England’s under-21s side.

Álex Blesa (64 OVR, CM)

Team: Levante UD
Age: 19
Wage: £3,900 per week
Value: £1.8 million
Best Attributes: 72 Agility, 71 Short Pass, 70 Long Pass

If you’re looking for a left-footed playmaker to set-up shop in the middle of your midfield, Álex Blesa could be a solid player to loan to your team.

The 19-year-old Spaniard is perfectly built for keeping possession. Blesa’s 71 short pass and 70 long pass will help you to hold the ball, while his 71 agility, 70 balance, 70 ball control, and 65 sprint speed make him mobile enough to find those superior passing angles.

A local lad to the Valencia-based club Levante, Blesa made his debut by way of a cameo appearance at the end of the 2019/20 season, and added another in the final game of last season. In 2021/22, he might just be given more opportunities as he’s featured in the matchday squad for La Liga games multiple times.

Tòfol Montiel (63 OVR, CAM)

Team: ACF Fiorentina
Age: 21
Wage: £8,100 per week
Value: £1.3 million
Best Attributes: 70 Balance, 68 Sprint Speed, 68 Dribbling

At 63 overall, attacking midfielder Tòfol Montielgets a place among these top players to loan in FIFA 22’s Career Mode.

The left-footed Spaniard’s best attributes very much lend him to the pocket just behind the forward line. His 68 sprint speed, 66 acceleration, 68 dribbling, and 68 ball control all help him to pick up the ball and challenge defenders who are tracking back towards the box.

While he’s played a handful of minutes in Serie A, Montiel has certainly made his presence known in the Coppa Italia. In 2019/20, he set up two goals in 26 minutes to guide Fiorentina to a 3-1 win in the Third Round. Last season, he came on in extra time of a Fourth Round tie to score the winner against Udinese Calcio.

All the best players to loan in FIFA 22

These are the highest-rated players available for loan in FIFA 22 at the start of a Career Mode.

PlayerClubPositionAgeOverallWage (p/w)Best Attributes
Arnau TenasFC BarcelonaGK2067£19,00069 Handling, 68 Kicking, 66 Positioning
Beñat PradosAthletic Club BilbaoCM2066£6,20075 Agility, 74 Balance, 73 Ball Control
Alessandro PlizzariAC MilanGK2166£5,60072 Reflexes, 68 Handling, 68 Diving
Jan OlschowskyBorussia MönchengladbachGK1964£2,20078 Jumping, 66 Kicking, 65 Diving
Folarin BalogunArsenalST2064£14,50076 Acceleration, 72 Sprint Speed, 72 Agility
Álex BlesaLevante UDCM1964£3,90072 Agility, 71 Short Pass, 70 Long Pass
Tòfol MontielACF FiorentinaCAM2163£8,10070 Balance, 68 Sprint Speed, 68 Agility
Ángel JiménezGranada CFGK1963£1,60066 Kicking, 65 Diving, 64 Reflexes
Alan GodoyDeportivo AlavésST1862£2,10078 Acceleration, 75 Agility, 74 Sprint Speed
Alfonso PastorSevilla FCGK2062£2,50069 Diving, 66 Kicking, 63 Handling
Alessio RiccardiRoma FCCM2062£6,90069 Attack Positioning, 67 Ball Control, 67 Long Pass
Florian PalmowskiHertha BerlinGK2061£3,70065 Positioning, 62 Reflexes, 61 Jumping
Noah FatarAngers SCORW1961£3,00087 Balance, 72 Shot Power, 71 Sprint Speed
Victor De BaunbagRCD MallorcaST2061£4,00077 Acceleration, 72 Sprint Speed, 68 Dribbling
Gianluca GaetanoSSC NapoliCAM2160£7,00079 Balance, 73 Shot Power, 66 Ball Control
Cameron ArcherAston VillaST1958£6,60062 Reactions, 62 Shot Power, 61 Acceleration
Lucas MargueronClermont Foot 63GK2057£1,70072 Strength, 63 Reflexes, 61 Kicking
Luke CundleWolverhampton WanderersCM1954£6,30081 Balance, 76 Agility, 74 Acceleration

If you need to pad your team for cheap, be sure to check the loan list on the first day of a FIFA 22 Career Mode to ensure that you snag one of these players.

Looking for bargains?

FIFA 22 Career Mode: Best Contract Expiry Signings in 2022 (First Season) and Free Agents

Looking for wonderkids?

FIFA 22 Wonderkids: Best Young Right Backs (RB & RWB) to Sign in Career Mode

FIFA 22 Wonderkids: Best Young Left Backs (LB & LWB) to Sign in Career Mode

FIFA 22 Wonderkids: Best Young Centre Backs (CB) to Sign in Career Mode

FIFA 22 Wonderkids: Best Young Left Wingers (LW & LM) to Sign in Career Mode

FIFA 22 Wonderkids: Best Young Central Midfielders (CM) to Sign in Career Mode

FIFA 22 Wonderkids: Best Young Right Wingers (RW & RM) to Sign in Career Mode

FIFA 22 Wonderkids: Best Young Strikers (ST & CF) to Sign in Career Mode

Look for the best young players?

FIFA 22 Career Mode: Best Young Right Backs (RB & RWB) to Sign

FIFA 22 Career Mode: Best Young Defensive Midfielders (CDM) to Sign

Looking for the best teams?

FIFA 22: Best 3.5-Star Teams to Play With

FIFA 22: Best 5 Star Teams to Play With

FIFA 22: Best Defensive Teams


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Ben Chopping

Will give almost any game a chance, particularly those that include wildlife, monsters, or prehistoric creatures of any kind.

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