FIFA 21 Career Mode: Best Loan Signings

Looking to avoid breaking the bank at the start of your Career Mode? We have the best loan-listed players to bring into your team.


When finances are tight, making moves to bring in players on-loan can help bolster your squad, especially in the short-term.

Particularly in divisions below the top-flight, making the right loan signings can be the difference between earning promotion and battling in the bottom half of the table.


On this page, we’re running through where you can find loan-listed players as well as the best potential loanees to target in FIFA 21’s Career Mode.

Where can I find loan-listed players on FIFA 21?

Step 1: Go to the Transfer Tab

  • Head to the search players area.
    • You will find this between the automated scout players and transfer hub panels.

Step 2: Inside Search Players

  • Head to the transfer status panel and hit X (PS4) or A (Xbox).
  • Hit the left or right triggers until you find the ‘For Loan’ option.

Choosing FIFA 21 Career Mode’s best loan signings

When selecting a loan player in FIFA 21 Career Mode, the most important aspect is their overall rating. Unlike in our previous lists, where the potential overall rating is king, loan signings are generally a short-term solution.


Those who feature in this list have the best overall ratings at the start of Career Mode. The table at the bottom of the article features the best players on the loan listings from the start of FIFA 21.

Carlos Fernández (76 OVR – 83 POT)

Team: Sevilla
Best Position: ST, CAM
Age: 24
Overall/Potential: 76 OVR / 83 POT

Wage: £21,500 per week
Best Attributes: 81 Finishing, 80 Ball Control, 79 Shot Power

The best player available on the loan listings at the start of your Career Mode is Sevilla striker Carlos Fernández. The 24-year old has been with Sevilla since 2012 and has had several spells on-loan to aid his development.

Last season, Fernández joined newly promoted Granada, where he contributed 11 goals and four assists to help the ambitious club reach the UEFA Europa League qualifiers – leading to them making it to the group stage for the first time.

The Spaniard’s initial stats are solid for a striker, with his 81 finishing and 79 shot power being accompanied by good on the ball skills of 80 ball control and 78 dribbling.

Fernández can play up top or behind the striker in a CAM role. He would be a very good option for a mid-to-bottom table team playing in its nation’s top division.

Dani Martín (70 OVR – 80 POT)

Team: Real Betis
Best Position: GK
Age: 21
Overall/Potential: 70 OVR / 80 POT

Wage: £5,300 per week
Best Attributes: 73 Goalkeeper Reflexes, 70 Goalkeeper Diving, 69 Goalkeeper Positioning

Goalkeepers are always at a premium, and as we have seen over the years, teams that don’t have good keepers tend to suffer in the long run. If you’re looking to loan-in a keeper, Dani Martín could be a solid choice for your Career Mode team.

Martín joined Betis last season, having missed a chunk of the 2018/19 season with Sporting Gijón due to injury. He did feature for Betis last season, making six La Liga appearances and conceding an average of two goals per game.

In FIFA 21, Martín has a solid platform to build upon, in terms of his ratings. It’s clear that he’s a pure shot-stopper due to his 73 goalkeeper reflexes, 70 goalkeeper diving, and 69 goalkeeper positioning being his best stats.

With Joel Robles and Claudio Bravo being the top two keepers at Betis, users playing with second-tier sides could benefit from bringing Martín in on-loan.

Niklas Lomb (68 OVR – 72 POT)

Team: Bayer Leverkusen
Best Position: GK
Age: 26
Overall/Potential: 68 OVR / 72 POT

Wage: £13,500 per week
Best Attributes: 71 Goalkeeper Reflexes, 70 Goalkeeper Diving, 68 Strength

Niklas Lomb is in an unenviable situation. The 26-year-old has been outranked by the signing of Lennart Grill to play as the number-two behind Lukas Hradecky.

The Köln-native has barely had any game time; he’s been sent out on-loan on three separate occasions in his career. The goalie’s last professional game came for Sandhausen back in November of 2018.

Lomb possesses relatively decent starting attributes, with 71 goalkeeper reflexes, 70 goalkeeper diving, and 68 strength. He plays as more of a shot-stopper who is fairly average on the ball.

When making a deal to bring Lomb in, it’s recommended that you try to avoid paying all of his wages as he’s a bit on the pricey side for his 68 OVR. Even on-loan, Lomb’s team-quality ceiling is those which play in the third division or bottom-half of the second division.

Djavan Anderson (65 OVR – 69 POT)

Team: SS Lazio
Best Position: RB
Age: 25
Overall/Potential: 65 OVR / 69 POT
Wage: £9,500 per week
Best Attributes: 82 Sprint Speed, 78 Balance, 74 Acceleration

If you’re looking for a pacey full-back to push the tempo in games, perhaps Lazio’s right-back Djavan Anderson is the option for you. Anderson comes from a top-class youth footballing background, being an academy graduate of his home town club, Ajax.

However, his career hasn’t really kicked-on after stints in Belgium as well as with Bari and Salernitana in Serie B. Anderson missed a significant portion of last season due to suspension and has made two cameo appearances for Lazio in the 2020/21 campaign so far.

The Dutchman provides a nice foundation if you want a pacey full-back. Anderson comes in with 82 sprint speed, 78 balance, and 74 acceleration, as well as a 71 stamina rating, which isn’t too bad.

If you’d like too exploit his pace, the 25-year-old can also be used in an attacking role out wide. With his 65 overall rating, he is a solid second to third-tier team loan option.

Harvey Elliott (65 OVR – 85 POT)

Team: Liverpool
Best Position: RW
Age: 17
Overall/Potential: 65 OVR / 85 POT
Wage: £3,400 per week
Best Attributes: 83 Agility, 80 Balance, 78 Acceleration

The only player from the Premier League to feature on our list is Liverpool wonderkid Harvey Elliott. Elliott was a promising youth product of Fulham before being snapped up by the Reds last season, where he featured in the U23 side.

Elliott starts Career Mode at Liverpool, but with the new roster update, he’s a Blackburn Rovers player. This season, the Englishman has featured just once for the Rovers.

The 17-year-old has the largest development opportunity but already has some great starting stats. His 83 agility, 80 balance, and 78 acceleration are valuable assets for someone playing on the wing.

Elliott could be an excellent long-term prospect for your team, especially with his 85 overall potential, but in the earlier squads, he stands as one of the best loan signings in Career Mode.

All the best loan signings on FIFA 21

Here’s the complete list of all of the best loan signings at the start of FIFA 21 Career Mode.

PlayerClubPositionAgeOverallPotentialWage
Carlos FernándezSevillaST, CAM247683£21,500
Dani MartínReal BetisGK217080£5,000
Niklas LombBayer LeverkusenGK266872£13,500
Djavan AndersonLazioRB256569£9,500
Harvey ElliottLiverpoolRW176585£3,400
Borja GarcésAtletico MadridST206477£7,000
Chrislain MatsimaAS MonacoCB186479£3,000
Koba KoindrediValencia CFCM186480£2,000
Alfie WhitemanTottenham HotspurGK216374£6,000
Joāo VirgíniaEverton FCGK206376£6,000
Ahmad Toure NgouyamsaDijon FCORB, LB196274£900
Charles BoliRC LensLM, RM216274£5,000
Luca CoccoloPiemonte Calcio (Juventus)LB226272£8,000
Amadou TraoréBordeauxST186182£2,000
Ivan IlićHellas VeronaCM196176£2,000
Lorenzo ColomboAC MilanST186179£3,000
Luca UnbehaunBorussia DortmundGK196179£2,000
Matis CarvalhoMontpellierGK216174£2,000
Bridge NdiluFC NantesST196076£3,000
Callum SlatterySouthamptonCM, CAM216073£5,000
Carlos KevinSD HuescaST195976£2,000
Dialy NdiayeStade De ReimsGK205971£2,000
Kévin BomaAngers SCOCB175978£450
Niclas ThiedeSC FreiburgGK215971£2,000
Petko HristovFiorentinaCB215973£5,000
Michel Ndary AdopoTorinoCM, CDM195871£4,000
Luca MackVfB StuttgartCB, CDM, RB205772£2,000
Federico RavagliaBolognaGK205569£2,000
Owen WindsorWest Bromich AlbionST185368£5,000

If you want to sign some of the best loan-listed players on FIFA 21, pick from the table above.

Looking for bargains?

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FIFA 21 Career Mode: Best Cheap Left Wingers (LW & LM) with High Potential to Sign

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Looking for wonderkids?

FIFA 21 Wonderkids: Best Centre Backs (CB) to sign in Career Mode

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Looking for the best young players?

FIFA 21 Career Mode: Best Young Centre Backs (CB) to Sign

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FIFA 21 Career Mode: Best Young Attacking Midfielders (CAM) to Sign

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FIFA 21 Career Mode: Best Young Left Wingers (LW & LM) to Sign

Looking for the fastest players?

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Matt K

A sports fanatic who indulges in the weird and wonderful world of video games.

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